fix rpay+switchMerchantSettle

src/main/java/au/com/royalpay/payment/manage/merchants/core/impls/ClientManagerImpl.java

@@ -3193,8 +3193,10 @@ public class ClientManagerImpl implements ClientManager, ManagerTodoNoticeProvid
         }
         clientModifySupport.processClientConfigModify(new SwitchPermissionModify(account, clientMoniker, "skip_clearing", skip_clearing));
         client.put("skip_clearing", skip_clearing);
+        if (client.getString("rpay_enterprise_id") != null) {
             rpayApi.switchMerchantSettle(client);
         }
+    }
 
     @Override
     public void enableGatewayUpgrade(JSONObject account, String clientMoniker, boolean gatewayUpgrade) {