diff --git a/pom.xml b/pom.xml
index 625a36471..bf22c8244 100644
--- a/pom.xml
+++ b/pom.xml
@@ -9,7 +9,7 @@
     </parent>
     <modelVersion>4.0.0</modelVersion>
     <artifactId>manage</artifactId>
-    <version>2.3.46</version>
+    <version>2.3.47</version>
     <properties>
         <project.build.sourceEncoding>UTF-8</project.build.sourceEncoding>
         <jib-maven-plugin.version>2.4.0</jib-maven-plugin.version>
diff --git a/src/main/resources/au/com/royalpay/payment/manage/mappers/system/ClientRateMapper.xml b/src/main/resources/au/com/royalpay/payment/manage/mappers/system/ClientRateMapper.xml
index 549243bbf..1e2309ba1 100644
--- a/src/main/resources/au/com/royalpay/payment/manage/mappers/system/ClientRateMapper.xml
+++ b/src/main/resources/au/com/royalpay/payment/manage/mappers/system/ClientRateMapper.xml
@@ -139,7 +139,8 @@
 
 
                         INSERT sys_client_rates (manager_id, client_id, rate_name, rate_value, transaction_fee, active_time, expiry_time, create_time, update_time, manager_name, clean_days, remark)
-                        SELECT CONCAT('System-', CURRENT_DATE()),r.client_id,r.rate_name,r.rate_value,r.transaction_fee,DATE_ADD(r.expiry_time, INTERVAL 1 day),DATE_ADD(r.expiry_time, INTERVAL 1 year),NOW(), NOW(),
+                        SELECT CONCAT('System-', CURRENT_DATE()),r.client_id,r.rate_name,r.rate_value,r.transaction_fee,DATE_ADD(r.expiry_time, INTERVAL 1 day),
+                        IF(DATE_ADD( r.expiry_time, INTERVAL 1 YEAR )<=NOW(),DATE_ADD( r.expiry_time, INTERVAL 2 YEAR ),DATE_ADD( r.expiry_time, INTERVAL 1 YEAR )) expiry_time,NOW(), NOW(),
                                CONCAT('System-', CURRENT_DATE()),r.clean_days,'费率自动延期一年'
                         FROM (select rr.* from sys_client_rates rr
                             WHERE rr.client_id = #{clientId}