diff --git a/src/main/java/au/com/royalpay/payment/manage/merchants/core/impls/ClientManagerImpl.java b/src/main/java/au/com/royalpay/payment/manage/merchants/core/impls/ClientManagerImpl.java
index a5625f10c..d04008a58 100644
--- a/src/main/java/au/com/royalpay/payment/manage/merchants/core/impls/ClientManagerImpl.java
+++ b/src/main/java/au/com/royalpay/payment/manage/merchants/core/impls/ClientManagerImpl.java
@@ -7054,11 +7054,11 @@ public class ClientManagerImpl implements ClientManager, ManagerTodoNoticeProvid
         info.put("annual_rate", cardAnnualRate);//年费率
         info.put("cost_per_transaction", clientRate.getString("transaction_fee"));//每次交易成本
         String domesticRateValue = cardRate.getString("domestic_rate_value");
-        info.put("domestic_fee", domesticRateValue.indexOf("rate")!= -1?JSONObject.parseObject(domesticRateValue).getString("rate"): cardRate.getString("domestic_rate_value"));//国内服务费
+        info.put("domestic_fee", domesticRateValue.contains("rate") ? JSON.parseObject(domesticRateValue).getString("rate") : domesticRateValue);//国内服务费
         String overseasRateValue = cardRate.getString("overseas_rate_value");
-        info.put("international_fee", upayProfileInfo.getBoolean("enable_international_card") ?
-                overseasRateValue.indexOf("rate")!=-1?JSONObject.parseObject(overseasRateValue).getString("rate"): cardRate.getString("overseas_rate_value") : "-");//国际服务费
-        BigDecimal reserve = (upayProfileInfo.getBigDecimal("expected_card_revenue").multiply(new BigDecimal(0.005)).setScale(0, RoundingMode.HALF_UP));
+        info.put("international_fee", upayProfileInfo.getBooleanValue("enable_international_card") ?
+                overseasRateValue.contains("rate") ? JSON.parseObject(overseasRateValue).getString("rate") : overseasRateValue : "-");//国际服务费
+        BigDecimal reserve = (upayProfileInfo.getBigDecimal("expected_card_revenue").multiply(new BigDecimal("0.005")).setScale(0, RoundingMode.HALF_UP));
         info.put("account_reserve", reserve.compareTo(new BigDecimal(200)) <= 0 ? new BigDecimal(200).toPlainString() : reserve.toPlainString());//账户储备金
         //银行账号信息
         info.put("account_name", bankAccountInfo.getString("account_name"));//