diff --git a/beacon-cache/src/main/java/com/mashibing/cache/controller/CacheController.java b/beacon-cache/src/main/java/com/mashibing/cache/controller/CacheController.java
index b6aa504..78b73c8 100644
--- a/beacon-cache/src/main/java/com/mashibing/cache/controller/CacheController.java
+++ b/beacon-cache/src/main/java/com/mashibing/cache/controller/CacheController.java
@@ -121,10 +121,19 @@ public class CacheController {
 	@GetMapping("zremove/{key}/{member}/")
 	public long zRemove(@PathVariable String key, @PathVariable String member) {
 		Long l = redisClient.zRemove(key, member);
-		log.info("【缓存模块】zadd: key = {}，member = {}，编号 = {}", key, member, l);
+		log.info("【缓存模块】zRemove: key = {}，member = {}，编号 = {}", key, member, l);
 		return l;
 	}
 
+	@PostMapping("hincrby/{key}/{field}/{number}")
+	public Long hincrby(@PathVariable String key, @PathVariable String field, @PathVariable Long number) {
+
+		Long result = redisClient.hIncrementBy(key, field, number);
+		log.info("【缓存模块】hincrby: key = {}，field = {}，number = {}，result = {}",
+				key, field, number, result);
+		return result;
+	}
+
 	/**
 	 * 大批量写入String数据
 	 *
diff --git a/beacon-common/src/main/java/com/mashibing/common/clients/BeaconCacheClient.java b/beacon-common/src/main/java/com/mashibing/common/clients/BeaconCacheClient.java
index 4cc7afd..7cefac9 100644
--- a/beacon-common/src/main/java/com/mashibing/common/clients/BeaconCacheClient.java
+++ b/beacon-common/src/main/java/com/mashibing/common/clients/BeaconCacheClient.java
@@ -64,6 +64,9 @@ public interface BeaconCacheClient {
 	@GetMapping("cache/zremove/{key}/{member}/")
 	long zRemove(@PathVariable String key, @PathVariable String member);
 
+	@PostMapping("cache/hincrby/{key}/{field}/{number}")
+	Long hincrby(@PathVariable String key, @PathVariable String field, @PathVariable Long number);
+
 	/**
 	 * 大批量写入String数据
 	 *
diff --git a/beacon-common/src/main/java/com/mashibing/common/constant/CacheConstant.java b/beacon-common/src/main/java/com/mashibing/common/constant/CacheConstant.java
index 2a0864e..5ad1855 100644
--- a/beacon-common/src/main/java/com/mashibing/common/constant/CacheConstant.java
+++ b/beacon-common/src/main/java/com/mashibing/common/constant/CacheConstant.java
@@ -23,6 +23,9 @@ public class CacheConstant {
 	@Description("客户余额")
 	public static final String CLIENT_BALANCE = "client_balance:";
 
+	@Description("客户余额-余额字段名")
+	public static final String FIELD_BALANCE = "balance";
+
 	@Description("客户信息：ip白名单，ipAddress")
 	public static final String CLIENT_BUSINESS_IPADDRESS = "ipAddress";
 
diff --git a/beacon-strategy/src/main/java/com/mashibing/strategy/service/strategyfilter/impl/FeeStrategyFilter.java b/beacon-strategy/src/main/java/com/mashibing/strategy/service/strategyfilter/impl/FeeStrategyFilter.java
new file mode 100644
index 0000000..a41ba5e
--- /dev/null
+++ b/beacon-strategy/src/main/java/com/mashibing/strategy/service/strategyfilter/impl/FeeStrategyFilter.java
@@ -0,0 +1,58 @@
+package com.mashibing.strategy.service.strategyfilter.impl;
+
+import com.mashibing.common.constant.CacheConstant;
+import com.mashibing.common.enums.ExceptionEnums;
+import com.mashibing.common.exception.StrategyException;
+import com.mashibing.common.pojo.StandardSubmit;
+import com.mashibing.strategy.feignclient.CacheClient;
+import com.mashibing.strategy.service.strategyfilter.StrategyFilter;
+import com.mashibing.strategy.utils.OutstandingFeeLimitUtil;
+import com.mashibing.strategy.utils.StrategyCheckFailedUtil;
+import lombok.extern.slf4j.Slf4j;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+
+/**
+ * @author heqijun
+ * @ClassName: FeeStrategyFilter
+ * @Description: 策略模块扣费校验
+ * @date 2025/6/11 15:07
+ */
+
+@Slf4j
+@Service(value = "fee")
+public class FeeStrategyFilter implements StrategyFilter {
+
+	@Autowired
+	CacheClient cacheClient;
+
+	@Autowired
+	StrategyCheckFailedUtil strategyCheckFailedUtil;
+
+	private static final String STRATEGY_NAME = "扣费";
+
+	@Override
+	public void strategy(StandardSubmit submit) {
+		log.info("【策略模块-扣费校验】开始====================================");
+		Long fee = submit.getFee();
+		//欠费额度
+		Long outstandingFeeLimit = OutstandingFeeLimitUtil.getClientOutstandingFeeLimit();
+
+		String key = CacheConstant.CLIENT_BALANCE + submit.getClientId();
+		String filed = CacheConstant.FIELD_BALANCE;
+		//扣费
+		Long balance = cacheClient.hincrby(key, filed, -1 * fee);
+		log.info("【策略模块-扣费校验】本条短信扣费{}，预扣费后客户余额：{}，欠费额度{}", fee, balance, outstandingFeeLimit);
+		//超额欠费
+		if (balance < outstandingFeeLimit) {
+			log.info("【策略模块-扣费校验】超出欠费额度！！！");
+			//加回去
+			cacheClient.hincrby(key, filed, fee);
+			strategyCheckFailedUtil.smsSendLog(submit, STRATEGY_NAME);
+			strategyCheckFailedUtil.smsPushReport(submit, STRATEGY_NAME);
+			throw new StrategyException(ExceptionEnums.BALANCE_NOT_ENOUGH);
+		}
+
+		log.info("【策略模块-扣费校验】扣费成功！！！");
+	}
+}
diff --git a/beacon-strategy/src/main/java/com/mashibing/strategy/utils/OutstandingFeeLimitUtil.java b/beacon-strategy/src/main/java/com/mashibing/strategy/utils/OutstandingFeeLimitUtil.java
new file mode 100644
index 0000000..19a3046
--- /dev/null
+++ b/beacon-strategy/src/main/java/com/mashibing/strategy/utils/OutstandingFeeLimitUtil.java
@@ -0,0 +1,25 @@
+package com.mashibing.strategy.utils;
+
+/**
+ * @author heqijun
+ * @ClassName: OutstandingFeeLimitUtil
+ * @Description: TODO(这里用一句话描述这个类的作用)
+ * @date 2025/6/11 15:12
+ */
+
+public class OutstandingFeeLimitUtil {
+
+	/**
+	 * 厘到元单位换算比例
+	 */
+	private static final long CENTI_2_YUAN = 1000L;
+
+	/**
+	 * 默认欠款额度：-10元
+	 */
+	private static final long DEFAULT_OUTSTANDING_FEE_LIMIT = -10 * CENTI_2_YUAN;
+
+	public static Long getClientOutstandingFeeLimit() {
+		return DEFAULT_OUTSTANDING_FEE_LIMIT;
+	}
+}