diff --git a/pkg/lint/rules/values.go b/pkg/lint/rules/values.go
index c596687c5..79a294326 100644
--- a/pkg/lint/rules/values.go
+++ b/pkg/lint/rules/values.go
@@ -70,8 +70,9 @@ func validateValuesFile(valuesPath string, overrides map[string]interface{}) err
 	// level values against the top-level expectations. Subchart values are not linted.
 	// We could change that. For now, though, we retain that strategy, and thus can
 	// coalesce tables (like reuse-values does) instead of doing the full chart
-	// CoalesceValues.
-	values = chartutil.CoalesceTables(values, overrides)
+	// CoalesceValues
+	coalescedValues := chartutil.CoalesceTables(make(map[string]interface{}, len(overrides)), overrides)
+	coalescedValues = chartutil.CoalesceTables(coalescedValues, values)
 
 	ext := filepath.Ext(valuesPath)
 	schemaPath := valuesPath[:len(valuesPath)-len(ext)] + ".schema.json"
@@ -82,5 +83,5 @@ func validateValuesFile(valuesPath string, overrides map[string]interface{}) err
 	if err != nil {
 		return err
 	}
-	return chartutil.ValidateAgainstSingleSchema(values, schema)
+	return chartutil.ValidateAgainstSingleSchema(coalescedValues, schema)
 }
diff --git a/pkg/lint/rules/values_test.go b/pkg/lint/rules/values_test.go
index 6d93d630e..eb74aee36 100644
--- a/pkg/lint/rules/values_test.go
+++ b/pkg/lint/rules/values_test.go
@@ -104,7 +104,7 @@ func TestValidateValuesFileSchemaFailure(t *testing.T) {
 }
 
 func TestValidateValuesFileSchemaOverrides(t *testing.T) {
-	yaml := "username: admin"
+	yaml := "username: admin\npassword:"
 	overrides := map[string]interface{}{
 		"password": "swordfish",
 	}
@@ -118,6 +118,23 @@ func TestValidateValuesFileSchemaOverrides(t *testing.T) {
 	}
 }
 
+func TestValidateValuesFileSchemaOverridesFailure(t *testing.T) {
+	yaml := "username: admin\npassword:"
+	overrides := map[string]interface{}{
+		"username": "anotherUser",
+	}
+	tmpdir := ensure.TempFile(t, "values.yaml", []byte(yaml))
+	defer os.RemoveAll(tmpdir)
+	createTestingSchema(t, tmpdir)
+
+	valfile := filepath.Join(tmpdir, "values.yaml")
+	err := validateValuesFile(valfile, overrides)
+	if err == nil {
+		t.Fatalf("expected values file to fail parsing")
+	}
+	assert.Contains(t, err.Error(), "Expected: string, given: null", "Null value for password should be caught by schema")
+}
+
 func createTestingSchema(t *testing.T, dir string) string {
 	t.Helper()
 	schemafile := filepath.Join(dir, "values.schema.json")