diff --git a/pkg/action/pull.go b/pkg/action/pull.go
index 787553125..e0488c892 100644
--- a/pkg/action/pull.go
+++ b/pkg/action/pull.go
@@ -122,7 +122,19 @@ func (p *Pull) Run(chartRef string) (string, error) {
 	}
 
 	if p.RepoURL != "" {
-		chartURL, err := repo.FindChartInAuthAndTLSAndPassRepoURL(p.RepoURL, p.Username, p.Password, chartRef, p.Version, p.CertFile, p.KeyFile, p.CaFile, p.InsecureSkipTLSverify, p.PassCredentialsAll, getter.All(p.Settings))
+		username := p.Username
+		password := p.Password
+		if username == "" && password == "" {
+			repoEntry, err := repo.FindRepoEntry(p.RepoURL, p.Settings.RepositoryConfig)
+			if err != nil {
+				return out.String(), err
+			}
+			if repoEntry != nil {
+				username = repoEntry.Username
+				password = repoEntry.Password
+			}
+		}
+		chartURL, err := repo.FindChartInAuthAndTLSAndPassRepoURL(p.RepoURL, username, password, chartRef, p.Version, p.CertFile, p.KeyFile, p.CaFile, p.InsecureSkipTLSverify, p.PassCredentialsAll, getter.All(p.Settings))
 		if err != nil {
 			return out.String(), err
 		}
diff --git a/pkg/repo/repo.go b/pkg/repo/repo.go
index 834d554bd..a3c8f0525 100644
--- a/pkg/repo/repo.go
+++ b/pkg/repo/repo.go
@@ -94,6 +94,28 @@ func (r *File) Get(name string) *Entry {
 	return nil
 }
 
+// Get returns an entry with the given URL if it exists, otherwise returns nil
+func (r *File) GetURL(url string) *Entry {
+	for _, entry := range r.Repositories {
+		if entry.URL == url {
+			return entry
+		}
+	}
+	return nil
+}
+
+func FindRepoEntry(url string, repositoryConfig string) (*Entry, error) {
+	f, err := LoadFile(repositoryConfig)
+	if err != nil {
+		return nil, err
+	}
+	entry := f.GetURL(url)
+	if entry == nil {
+		return nil, nil
+	}
+	return entry, nil
+}
+
 // Remove removes the entry from the list of repositories.
 func (r *File) Remove(name string) bool {
 	cp := []*Entry{}
diff --git a/pkg/repo/repo_test.go b/pkg/repo/repo_test.go
index c2087ebbe..5c39952df 100644
--- a/pkg/repo/repo_test.go
+++ b/pkg/repo/repo_test.go
@@ -128,6 +128,56 @@ func TestRepoFile_Get(t *testing.T) {
 	}
 }
 
+func TestRepoFile_GetURL(t *testing.T) {
+	repo := NewFile()
+	repo.Add(
+		&Entry{
+			Name: "first",
+			URL:  "https://example.com/first",
+		},
+		&Entry{
+			Name: "second",
+			URL:  "https://example.com/second",
+		},
+		&Entry{
+			Name: "third",
+			URL:  "https://example.com/third",
+		},
+		&Entry{
+			Name: "fourth",
+			URL:  "https://example.com/fourth",
+		},
+	)
+
+	url := "https://example.com/second"
+
+	entry := repo.GetURL(url)
+	if entry == nil {
+		t.Fatalf("Expected repo entry %q to be found", url)
+	}
+
+	if entry.Name != "second" {
+		t.Errorf("Expected repo Name to be %q but got %q", "second", entry.Name)
+	}
+
+	entry = repo.GetURL("http://nonexistent.example.com/nonexistent")
+	if entry != nil {
+		t.Errorf("Got unexpected entry %+v", entry)
+	}
+}
+
+func TestFindRepoEntry(t *testing.T) {
+	url := "https://example.com/incubator"
+	repoEntry, err := FindRepoEntry(url, testRepositoriesFile)
+	if err != nil {
+		t.Errorf("%q could not be loaded: %s", testRepositoriesFile, err)
+	}
+
+	if repoEntry == nil {
+		t.Fatalf("Could not find repository with URL: %q", url)
+	}
+}
+
 func TestRemoveRepository(t *testing.T) {
 	sampleRepository := NewFile()
 	sampleRepository.Add(