diff --git a/pkg/downloader/manager.go b/pkg/downloader/manager.go
index 5272d7452..2b7d3e40a 100644
--- a/pkg/downloader/manager.go
+++ b/pkg/downloader/manager.go
@@ -744,7 +744,7 @@ func (m *Manager) findChartURL(name, version, repoURL, repoName string, repos ma
 				var ve *repo.ChartVersion
 				ve, err = findVersionedEntry(version, entry)
 				if err == nil {
-					url, err = repo.ResolveReferenceURL(repoURL, ve.URLs[0])
+					url, err = repo.ResolveReferenceURL(cr.Config.URL, ve.URLs[0])
 					if err == nil {
 						username = cr.Config.Username
 						password = cr.Config.Password
diff --git a/pkg/downloader/manager_test.go b/pkg/downloader/manager_test.go
index f68a35c4c..0b1c4db9a 100644
--- a/pkg/downloader/manager_test.go
+++ b/pkg/downloader/manager_test.go
@@ -202,9 +202,12 @@ repositories:
 		t.Fatal(err)
 	}
 
+	// Find with repo-alias-1 and a repoURL that differs from cr.Config.URL
+	// (no trailing slash vs with trailing slash). Should still resolve correctly
+	// because it uses cr.Config.URL as the base for relative chart URLs.
+	repoURL := "http://example.com/charts"
 	name := "alpine"
 	version := "0.1.0"
-	repoURL := "http://example.com/charts"
 
 	// Look up by repo-alias-1 name -> should get user1/pass1
 	churl, username, password, _, passCredentialsAll, _, _, _, err := m.findChartURL(name, version, repoURL, "repo-alias-1", repos)