diff --git a/cmd/helm/install_test.go b/cmd/helm/install_test.go
index 13c994b92..868e3366e 100644
--- a/cmd/helm/install_test.go
+++ b/cmd/helm/install_test.go
@@ -20,6 +20,7 @@ import (
 	"fmt"
 	"net/http"
 	"net/http/httptest"
+	"path/filepath"
 	"testing"
 
 	"helm.sh/helm/v3/pkg/repo/repotest"
@@ -48,6 +49,8 @@ func TestInstall(t *testing.T) {
 		t.Fatal(err)
 	}
 
+	repoFile := filepath.Join(srv.Root(), "repositories.yaml")
+
 	tests := []cmdTestCase{
 		// Install, base case
 		{
@@ -239,6 +242,11 @@ func TestInstall(t *testing.T) {
 			cmd:    "install aeneas reqtest --namespace default --repo " + srv.URL() + " --username username --password password",
 			golden: "output/install.txt",
 		},
+		{
+			name:   "basic install with credentials without specify repository url",
+			cmd:    fmt.Sprintf("install aeneas test/reqtest --namespace default --username username --password password --repository-config %s --repository-cache %s", repoFile, srv.Root()),
+			golden: "output/install.txt",
+		},
 		{
 			name:   "basic install with credentials",
 			cmd:    "install aeneas reqtest --namespace default --repo " + srv2.URL + " --username username --password password --pass-credentials",
diff --git a/pkg/downloader/chart_downloader.go b/pkg/downloader/chart_downloader.go
index 2c0d55a55..e79fcb51d 100644
--- a/pkg/downloader/chart_downloader.go
+++ b/pkg/downloader/chart_downloader.go
@@ -221,6 +221,10 @@ func (c *ChartDownloader) ResolveChartVersion(ref, version string) (*url.URL, er
 	}
 
 	if r != nil && r.Config != nil {
+		c.Options = append(
+			c.Options,
+			getter.WithURL(r.Config.URL),
+		)
 		if r.Config.CertFile != "" || r.Config.KeyFile != "" || r.Config.CAFile != "" {
 			c.Options = append(c.Options, getter.WithTLSClientConfig(r.Config.CertFile, r.Config.KeyFile, r.Config.CAFile))
 		}