From 8c33795103cd5f35ba4d9bf859f32a51846f5339 Mon Sep 17 00:00:00 2001
From: somrita-banerjee <144698416+somrita-banerjee@users.noreply.github.com>
Date: Mon, 6 Oct 2025 19:56:38 +0530
Subject: [PATCH] added new app idea money mesh

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+# Money Mesh
+
+**Tier:** 3-Advanced
+
+Managing personal finances can be a daunting task, especially when juggling multiple accounts and currencies. To address this challenge,    
+I’d like to propose MoneyMesh, a web-based personal finance application which can be used to help users manage their finances across multiple accounts and currencies.
+
+MoneyMesh provides a simple yet powerful way to track income, expenses, and transfers through a ledger-style interface. Users can set category-wise budgets, monitor spending habits, receive alerts when limits are exceeded, and generate insightful financial reports. It may also includes investment tracking for assets like stocks, crypto, bonds, and real estate.
+
+## User Stories
+-   [ ] User can create an account and securely log in to the application.
+-   [ ] User can add multiple financial accounts (e.g., bank accounts, credit cards, cash) with details like account name, type, and currency.  
+-   [ ] User can record transactions (income, expenses, transfers) with details such as date, amount, category, and notes.
+-   [ ] User can view a dashboard summarizing their financial status, including total balance, recent transactions, and budget overview.
+-   [ ] User can set budgets for different categories (e.g., groceries, entertainment) and receive alerts when they are close to exceeding their limits.
+-   [ ] User can generate reports and visualizations (e.g., pie charts, bar graphs) to analyze spending patterns and financial health.
+-   [ ] User can manage multiple currencies and view consolidated balances with real-time exchange rates.
+
+## Bonus features
+-   [ ] User can link external bank accounts for automatic transaction import using APIs .
+-   [ ] User can set financial goals (e.g., saving for a vacation) and track progress towards those goals.
+-   [ ] User can receive personalized financial advice based on spending habits and goals.
+
+## Useful links and resources
+-   [Crypto](https://www.coinbase.com/)
+-   [Blockchain](https://www.blockchain.com/)
+
+## Example projects
+-   [Money Mesh Example](https://github.com/somesh-banerjee/MoneyMesh)
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